Great achievers have one thing in common - they tap into the potential of the mind. There is much truth to the old adage, "you can if you think you can." You may have heard it said that we only use about ten percent of our brain power. This statement has been proved untrue, but still finds its way into claims for psychics and hypnotists. The fact is, we use 100 percent of the brain for various functions. Still, by learning to think more effectively, we can change stubborn habits and attain dreams.

Regardless of the level of debt you find yourself in, you can start today to formulate a plan to get out of debt. The unvarnished truth is, debt costs! If you are paying interest on credit cards, a car payment, and a house payment, then you would be amazed how much better off you would be if you were out of debt. It may look like you have a mountain to move, but if you take it one step at a time - and exercise some financial restraint - you should be able to get out of debt.

One of the greatest pet peeves in life is there just doesn't seem to be enough time in the day to get everything done. We all seem to be over scheduled with to do lists that never seem to get completed before the days end.

I'm often asked the question, "How can I best help my children, spouse, family member, staff member, friend etc. improve/change?" In fact that might be the most frequently asked question I receive, "How can I help change someone else?"

"A great attitude does much more than turn on the lights in our worlds; it seems to magically connect us to all sorts of serendipitous opportunities that were somehow absent before we changed." -- Earl Nightingale